Scenario: Budgeting, Saving, Borrowing

Alex is a 19 year-old from Birmingham. He just started working as sales assistant at an electronics store downtown. Alex earns $1,400 a month gross. He spends $350 per month on rent, about $100 on utilities and $300 on groceries. Alex has no debt but he’s thinking of going to university in 1 or 2 years’ time to earn a BA in computer sciences. He also would love to do a tour of South America before he starts studying.

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