The Course

The Essential Financial Literacy crash course teaches everything you need to know in less than 10 hours:  read the clear and concise Learning Book, practice the Multiple Choice Questions, then take the test to earn the Financial Literacy Aptitude CertificateTM!

We focus on what is important and relevant.  The main concepts and principles are explained in clear and simple language — giving young people the tools and confidence to make financial decisions and plan their lives on their own!

The knowledge acquired will be invaluable for some of the most important decisions in your life – whether it’s going to university, choosing a career, deciding to rent or buy, or investing your savings.

Learning Book

Basic Level

The Basic book teaches the fundamentals everyone needs to know, particularly young people:  how to choose an education for the job market of tomorrow; how to budget, start saving, and avoid excessive debt; and what are the main types of investments, their advantages and drawbacks, and how to combine them into a portfolio that will generate adequate and safe long-run returns.

Advanced Level

The Advanced book provides essential knowledge for the major financial decisions in life: buying a home, saving for retirement, obtaining insurance, choosing financial services. It also provides insights into the key topics that shape the economy and financial markets: social and environmental impacts, inflation, interest rates, banking, capital markets, etc. Advanced investment lessons target more sophisticated investment strategies and entrepreneurs. Together, these lessons from a crash course in finance that covers the essentials everyone should know!


A short and easy summary of essential principles and good practices of personal finance.

Test Practice

The test includes over 300 theoretical and practical questions covering each lesson of the course. Before attempting to pass the test in exam mode, you should study and rehearse in practice mode:
  • Select which of the 11 subjects you want to take (can be basic or advanced)
  • Review the relevant lesson from the Learning Book
  • Go through the questions one by one, select response, then view correct answer and explanation
  • Your score for the subject is updated and displayed on the answer page
  • You can enter and exit anytime and take as many subjects as you want

Basic Practice

Advanced Practice

Test Exam

Financial Literacy Aptitude Test and CertificateTM
After studying the online course and practising the MCQ, try to pass the test in exam mode to earn the certificate! You have 15 minutes to complete each level, must pass the Basic before the Advanced level, and need to achieve an 80% pass rate.

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